Created by several railroad companies agreeing to divide up the business in an area

a)monopoly
b)consolidate
c)network
d)trust
e)rebate
f)pool

There are three key entities in thefederal reserve system: the  board  of governors, the  federal reserve banks(reserve banks), and the  federal  open market committee (fomc). while the  federal reserve  has frequent communication with executive branch and congressional officials, its decisions are made independently.