What is a bounced check? how can jump consumers avoid bounced check fees?

A bounced check is when you don't have the money in full and you try to pay for something. Let's say for instance that you went to Walmart to go buy an HD TV, the price of it is $700 tax included, you have $400 dollars in your account so you write a check. That check isn't enough since you only have $400 dollars, that would mean you need $300 more dollars to pay the TV off. You send that check and now you owe that $300. Since you can't pay it they will mark it as NSF (Non- Sufficient Funds), this will force the bank to throw it back in your face and say they can't accept it. The smart way to get around this is to split it. What do I mean by that? Well let's say you had $400 in your account and $300 in your pocket as cash, tell the clerk that you want to split it. This way you pay the $400 from check and pay the $300 from cash. You're now able to walk out with that TV. Hope this helped! If it did please rate!

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