Todd Foley is applying for a $136,000 mortgage. He can get a $838 monthly payment for principal and interest and no points, or a $728 monthly payment with 2.35 points. Approximately, how many months will it take Todd to cover the cost of the discount points if he takes the lower monthly payment

You are the new chief information officer for the video-game developer, necturus games. the company has recently undergone a major expansion of its primary product, and you must staff up the is department and determine the best way to develop new game "capsules" for the game, "escape velocity."

Don’t give me to many notifications because it will cause you to lose alot of points

Which of the following is not a characteristic of enterprise applications that cause challenges in implementation? a. they introduce "switching costs," making the firm dependent on the vendor. b. they cause integration difficulties as every vendor uses different data and processes. c. they are complex and time consuming to implement. d. they support "best practices" for each business process and function. e. they require sweeping changes to business processes to work with the software.