QUESTION 3 of 10: You can order a copy of your credit report: a) Free online from www. annualcreditreport. com once a year from each of the credit reporting companies
b) Free online from the Fair Isaac Corporation
c) Only if you have good credit because this service is not available if you are a poor risk
d) Only if you are applying for a credit card

You are in the market for a new refrigerator for your company’s lounge, and you have narrowed the search down to two models. the energy efficient model sells for $700 and will save you $45 at the end of each of the next five years in electricity costs. the standard model has features similar to the energy efficient model but provides no future saving in electricity costs. it is priced at only $500. assuming your opportunity cost of funds is 6 percent, which refrigerator should you purchase