Suppose you are talking to both a recent college graduate who does not have much money in his budget for retirement savings and a 40-year-old employee who never opened a retirement account for herself until now. How would the retirement advice you give to each of them differ?

Explanation:

Retirement advice to college graduate:

1. Create a Long-Term Plan.

2. Diversify Your Investments.

3.Automate Your Savings.

4.Enjoy Your Money Later.

To 40-year-old employee who never opened a retirement account for herself until now.

1. Get rid of debt and reach your savings maximums

2. Save independently with IRAs

3. Maintain the right investment mix and reduce risk

4. Keep all your assets in view

5.Make tough decisions about education expenses

hopefull this will you!

the business rule that governs the relationship is one-to-many as there are multiple customers for each agent.

the earnings of a typical investor is around $1,000,000 to $10,000,000

hope this !

have a good day!