Business, 14.12.2020 01:00 MarMarMar07

Why would a health insurance company charge a higher premium to a tobacco user? Tobacco use is a voluntary behavior.
Without higher premium prices for tobacco users, nonusers end up paying for users' claims.
Tobacco use causes significant health issues.
Using tobacco products is very expensive.
Tobacco users are at a higher risk of failing to pay their premiums on time.

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