While opening your checking account, the bank representative seems very interested in getting you to opt in for overdraft protection. What might explain his motivation? * 4 points

First of all, overdraft protection is basically a service offered by your bank that guarantees that you will not be able to overdraft your checking account. When yo overdraft your checking account it means that you spent more than what you had and your balance fell below $0. This tends to be very expensive because your bank will charge you an overdraft fee, and the average overdraft fee in the US is $33.47. I.e. if you overdraft, you will pay a lot of money. The problem is that banks generally record transactions starting with the largest amount, so you might end up with several small overdrafts that can cost a lot of money.

the answer is: c.that person might be arrested and deported

filling w-4 form incorrectly usually would rise suspicions from government's auditors. when they notice such mistakes, they would send their teams to investigate the situation further.

if those investigation teams believe that the incorrectness is done on purpose (with malicious intent), that person can be arrested or deported