Business, 08.11.2020 21:00 Mariefritz13

It is time for open enrollment for insurance benefits at work, and Daniel has to choose whether he wants coverage in different areas. He sends an email to his parents to explain why he is opting out of some coverage, just to get their feedback. Which of Daniel’s reasons for rejecting insurance are reasonable?

This year I decided not to get life insurance (because I don’t have any dependents.) I said no to dental insurance as well (because I don’t think I’ll have time to see the dentist.) Oh, and obviously I didn’t get vision insurance (because my prescription hasn’t changed and my glasses are in good shape). Disability insurance, even though it’s cheap at work, doesn’t seem necessary (because I don’t think I’ll ever be out of work from an injury)or anything.

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