You are considering a 3-year job offer. The job offers an annual salary of $48,000, $51,000, and $55,000 a year for the next three years, respectively. The offer also includes a starting bonus of $2,500 payable immediately. What is this offer worth to you today at a discount rate of 6.5 percent

 $138,066.75

Explanation:

The computation is shown below:

Year    Cash Flows    PVF at 6.5%         Present Value

0          $2,500                1                           $2,500.00

1           $48,000         0.938967136           $45,070.42

2          $51,000          0.881659283           $44,964.62

3           $55,000         0.827849092          $45,531.70

Total                                                             $138,066.75

answer; communication channel;

if you use only 25 for your entertainment and only 200 for the groceries that you really need and take out the 50 per month for the computer then that should be enough