For questions 1-10, fill in the blank with the letter of the term that best matches the description.
a. Fixed costs
b. APR
c. Savings
d. Budget
e. Income Potential
f. APY
g. Refinancing
h. Withdraw
i. Cash reserves
j. Cost of living

The answer to this question is given below in the explanation section.

Explanation:

This question is from Personal Finance unit 1 lesson 4- Money Management Strategy.

So the term that best matches the description is given below:

Fixed cost: An expense that does not vary from one time period to the next.

APR: Abbreviation of annual percentage rate, the interest rate applied annually to a loan or credit card balance.

Savings: Money set aside for future use.

Budget: To plan the allocation, expenditure, reuse of money.

Income Potential: The amount of money that is anticipated to be received over a period of time, either as payment for work, goods, or services, or as profit on capital.

APY: abbreviation of annual percentage yield, the rate of return earned in the course of one whole year, taking compounds into account, expressed as a percentage.

Refinancing: To obtain a new loan for something on different terms, often involving the paying off of an existing high-interest loan by means of a new, lower interest one.

Withdraw: To take money out of an account.

Cash Reserve: Cash and other liquid assets such as demand deposits or treasury bills that an individual possesses.

Cost of living: The amount of money spent on food, clothing, accommodation, and other basic necessities.

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