Determine which of these fundamental factors is affecting the cost of money in the scenario described: Inflation Risk Time preferences for consumption

hello your question is incomplete attached below is the complete question

answer : Time preferences for consumption

Explanation:

The Fundamental factors that is affecting the cost of money in the scenario is the Time preferences for consumption, this is because your accountant advising you to invest in your retirement account which you could use/consume after you retire from active service is a time preference for consumption because you can consume the bonus now by buying the sports car.

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