Jeff is 22 years old, just started his first job, and knows he should start saving for retirement. He wants to divide his investments between stocks and bonds. Give Jeff specific asset allocation advice (using percents) and briefly explain why you are suggesting this plan.

Carlos hears juan and rita’s complaints about the new employees with whom they have to work with, as well as their threats to quit the company. if carlos were to reassign juan and rita to new, unique roles and separate them from the ronny and bill, it would signal that carlos has moved into the stage of managing resistance.