Which of the following is NOT an example of agency problems? The company's officers and board of directors are selling their stocks of the firm at higher prices due to false accounting reports that made the stock seem more valuable than it truly was. The firm has its employees own its shares through the firm's retirement plans while it is planning on buying back much of its stock, driving down its share price. Both of the above are examples of the agency problems. Both of the above are NOT examples of the agency problems.