purchased a life insurance policy on his own life and named his daughter, Madelyn, as the sole beneficiary. Madelyn has a history of poor money management. Russell wants the death benefit paid to Madelyn in monthly installments over 20 years. Which settlement option should Russell pre-select for Madelyn

Simon, aged 10, is invited to a classmate's birthday party at an exclusive ski resort on march 15th. the day will include 4 hours of snowboarding, lunch and birthday cake. simon's mother checks a box on the invitation that says "yes, we will attend" and returns it to the classmate's address. unfortunately, they later don't attend the party when simon comes down with the flu. on march 17th, simon's mother receives an invoice in the mail from simon's classmate for $35 that says, "party no-show fee." can simon's classmate collect the fee?