Term Answer Description Seasonal dating A. If the borrower cannot repay the loan, the lender can liquidate certain assets. Collection policy B. An example of this credit policy decision is "2/10, net 30." Credit standards C. A borrower is required to hold a certain amount of money in an account at the lender’s institution. Cash discounts D. Banks often require this to offset loss if an owner or manager dies. Loan guarantees E. A firm has particular requirements that must be met before credit is extended to customers. Collateral F. This type of discount is used most often in seasonal businesses. Key-person insurance G. If payment is not received by a certain date, many firms will employ a collection agency to collect overdue accounts. Discount interest loan H. Often, banks will require the owners of a small business to sign personally for the debt of the company. Compensating balances I. The face value of the loan includes both the amount received and the calculated interest. Add-on interest J. This is a loan in which the borrower prepays the interest.

Jade international is a highly diversified global firm with headquarters in new jersey. it manufactures a variety of products ranging from home security systems to automotive components. jade's 100,000 employees work at facilities located in more than 60 countries around the world. jade frequently sends american managers overseas to manage the firm's foreign facilities. the hr department is considering the idea of redesigning jade's expatriate support services program.which of the following, if true, best supports jade's decision to provide assistance to trailing spouses in finding jobs overseas? a) jade puts great emphasis on promoting the role of women in global management.b) the majority of jade's expatriate managers have long-term international experience.c) jade has lost a significant chunk of its global cadre in the recent past owing to its failure to offer feasible options to address the dual-career couples dilemma.d) female managers at jade have reported discriminatory treatment while on overseas assignments.

Suppose that xtel currently is selling at $40 per share. you buy 500 shares using $15,000 of your own money, borrowing the remainder of the purchase price from your broker. the rate on the margin loan is 8%. a. what is the percentage increase in the net worth of your brokerage account if the price of xtel immediately changes to (a) $44; (b) $40; (c) $36? (leave no cells blank - be certain to enter "0" wherever required. negative values should be indicated by a minus sign. round your answers to 2 decimal places.) b. if the maintenance margin is 25%, how low can xtel’s price fall before you get a margin call? (round your answer to 2 decimal places.) c. how would your answer to requirement 2 would change if you had financed the initial purchase with only $10,000 of your own money? (round your answer to 2 decimal places.) d. what is the rate of return on your margined position (assuming again that you invest $15,000 of your own money) if xtel is selling after one year at (a) $44; (b) $40; (c) $36? (negative values should be indicated by a minus sign. round your answers to 2 decimal places.) e. continue to assume that a year has passed. how low can xtel’s price fall before you get a margin call? (round your answer to 2 decimal places.)

How did the change in textile production affect employment in spinning and weaving for adults and children?