5. Determinants of the velocity of money The velocity of money tends to decrease when people have money balances. Which of the following would cause a decrease in the velocity of money? Check all that apply. A decrease in the availability and acceptance of credit cards A decrease in the frequency with which workers are paid A decrease in the rate of inflation A decrease in the availability of automatic teller machines (ATMs) In the early 1990s, banks began offering check-writing privileges on money market mutual funds. This caused .