QUESTIONS Which of the following factors will have the greatest impact on your credit score? I. Length of Credit History II. Payment History
III. Amounts Owed IV. Types of Credit Used
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D
&
11
B.
11
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TIL
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C
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M
D
II
&
IV
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11) payment history ; 111) Amounts owed

Explanation: An individual's credit score is of great importance in determining if a person should be given a loan or not. The credit score is reliant on factors such as ; the level of debt or amount owed by the account owner and the repayment history of the individual. These information are used to enable the borrower qualify for a loan while also providing the lender requisite information in evaluating if the borrower is credit worthy. An individual with a poor and untimely debt repayment history coupled with a high debt value will have a low credit score thereby hampering such individual's chances of qualifying for a loan. Similarly, borrowers with good and timely repayment history and devoid of debt may have higher chances of qualifying for more robust and long term loans.

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