Generally, a loan obtained from a bank will be a _loan

Secured personal loans

Explanation:

Secured personal loans often come with lower interest rates than unsecured personal loans. That’s because the lender may consider a secured loan to be less risky — there’s an asset backing up your loan. If you don’t mind pledging collateral and you’re confident you can pay back your loan, a secured loan may help you save money on interest.When you use your collateral to take out a loan, you run the risk of losing the property you offered as collateral. For example, if you default on your personal loan payments, your lender could seize your car or savings.

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