Which payment option can offer additional security like
fraud protection?

Credit Card

Explanation:

Most credit card company created a multiple steps verification for each transactions from your credit card as a form of fraud protection.

For example,

Most credit card companies will send a set of codes to your mobile phone every time an online transaction was made. The transaction wouldn't be approved unless you managed to input those codes. So, if your credit card is stolen, the people who stole it wouldn't be able to make online purchase unless they steal your phone along with it.

Another example. Most credit card companies can  block the card if they detected a suspicious activity. (for example, when it's used in multiple different cities compared to your usual city. )

answer; foreign exchange transaction;