While you read the scenario keep in mind what each person or a couple may need to purchase in the near future and why they may have to use credit for those purchase.

James has just graduated from law school and will begin his new career in a new city at the beginning of the month James has found an apartment, but it is several miles from his officeWhat costs might James be facing with a new professional career, a new apartment, a new city, and his office not in walking distance? While you read the scenario keep in mind what each person or a couple may need to purchase in the near future and why they may have to use credit for those purchase.

Describe what each person or couples from the scenario may need to purchase the new future and why they may have to use credit for those purchases.