Sarah won $500 in a poker tournament. She deposits her $500 winnings into a her savings account so that she can use the money next year to help her pay for her trip to Las Vegas. This is an example of money serving as a .

answer; the correct answer is (direct foreign investment);

answer; risk transference;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.