Zhu owns a commercial cleaning business that employs over 30 workers. He will not hire a black applicant for a supervisory position because he believes his predominately Asian crew will not work for a black supervisor. Zhu has:

The correct answer is Interracial Bias.

Explanation:

Interracial bias, because Zhu carries a very heavy weight with the black race and in his imagination he believes that the mixture of two totally different races has a negative impact on the performance of work. It is not considered xenophobic behavior, since it has foreign personnel in its crew. Surely if you allow a black to work in this position, the results will not change for the worse.

water and oil do not mix because water is hydrophilic (it is attracted to itself) and oil is hydrophobic (it is repelled by water).

d. low interest rates