For a cost to be relevant, it must meet which of the following criteria? Multiple Choice It must not differ between the decision alternatives and it must be incurred in the future rather than in the past. It must differ between the decision alternatives and it must have occurred in the past rather than in the future. It must not differ between the decision alternatives and it must have occurred in the past rather than in the future. It must differ between the decision alternatives and it must be incurred in the future rather than in the past.

cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.

answer; vertical marketing system;

answer; complain or request hazard correction from your employer;

i have economics during second block which is easy to me. anyways, i think b.