Which of the following is true about the Accounts Receivable Lag and its implications on demand? a. At 45 days, demand is 95%. b. If you offer no credit, demand falls to about 60% of normal. c. At 90 days, demand is 100%. d. At 30 days, demand is 90%. e. At 60 days, demand is 98.5%

Which of the following situations is most likely to change a buyer's market into a seller's market? a. a natural disaster that drives away a lot of the population. b. the price of building materials suddenly going up. c. the government buys up a lot of houses to build a new freeway. d. a factory laying off a lot of workers in the area.