Which of the following acts by a third-party collector would be a violation of the FDCPA? a. calling the debtor at home at 8:30 AM to confirm the debt b. filing suit without first contacting the debtor c. referring the account to an attorney for a lawsuit d. sending the debtor a postcard that reads: "Don't let this bill affect your excellent credit rating"

Collective bargaining provides for a representative of employees to negotiate with a representative of management over labor issues including wages.true or false?

marketing strategies should be established before marketing objectives are decided. t/f

The following information is available for jase company: market price per share of common stock $25.00 earnings per share on common stock $1.25 which of the following statements is correct? a. the price-earnings ratio is 20 and a share of common stock was selling for 20 times the amount of earnings per share at the end of the year. b. the market price per share and the earnings per share are not statistically related to each other. c. the price-earnings ratio is 5% and a share of common stock was selling for 5% more than the amount of earnings per share at the end of the year. d. the price-earnings ratio is 10 and a share of common stock was selling for 125 times the amount of earnings per share at the end of the year.