A fly-around commercial airplane is taxiing on the approach to the runway when a tire blows. The underside of the airplane is damaged. The airplane is insured by an All-Risks – Ground and Flight Aircraft Hull policy. Which of the following statements is true regarding this loss?
a. the loss is covered because the All-RiskspGround and Flight Aircraft Hull covers losses while the airplane is on the ground and while it is in flight
b. the loss is not covered because the All-Risks-Ground and Flight Aircraft Hull policy cover only losses while in flight or while not moving on the ground
c. the loss is not covered even though the aircraft is airworthy
d. the loss is covered because commercial use voids the wear-and-tear exclusion