The process of reorganizing and divesting business units and exiting industries to refocus upon a company's core business and rebuild its distinctive competencies is called:

The correct answer is Restructuring.

Explanation:

The restructuring of the debt consists in establishing new conditions in the payment and / or the interest rate of the current debt of an economic agent (usually a country or a company). For this, this process requires a renegotiation between the creditor and the debtor, normally a bank acts as an intermediary.

It is a term widely used in the finance sector to define the process that is carried out when a debtor (usually a country or a company) is not in a position to pay the commitments he has previously made with the creditors.

It is especially frequent when the debtor is a country or a large corporation, in this way a renegotiation of the terms of the current debt is carried out, lengthening the payment period (establishing more comfortable payment conditions) to try to reduce the interest rate.

Restructuring

Explanation: Restructuring is defined as the process of reorganizing and divesting business units and exiting industries in order to refocus upon a company’s core business and also to rebuild its distinctive competencies. It is mostly undertaken to significantly change an organization's financial or operational structure or in preparation for a sale, buyout, merger, change in overall goals, or transfer of ownership enabling the business to become more integrated and profitable. However, alterations in procedures, computer systems, networks, locations, and legal issues may occur including elimination of jobs and employees.

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