EmployIT is a newly established recruitment company. It does not have adequate funds to rent out an office space for its employees so all the employees work from home. The employees communicate with each other through email and a third party video chat and voice call application. This scenario illustrates that the employees are part of a(n) .

This scenario illustrates that the employees are part of a virtual team

Explanation:

Virtual organizations are firms set up to address the issues of space and time shifts.

Space shift is the traditional arrangement where employees are meant to be located in one single location in order to effectively function together as teams.

Time shift is the timing barrier where employees are expected to liaise with one another at the same time.

Virtual organization is a break from the norm by ensuring individuals that are geographically dispersed and operating in different time zones function together as a team with the aid of advancement in technology.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.