Is a form of whole life in which the insurance company can change the premiums or interest rate being credited to the account based on current money market rates.

The correct answer is: Universal Life Insurance.

Explanation:

Universal Life Insurance is permanent life insurance that offers a savings element. Universal life policyholders have the option to pay premiums above the minimum required to cover their life insurance. The additional premium amount is invested in gross tax-deferred, providing cash value for future use. As well, that amount is kept by the insurance company at a percentage rate in benefit to the policyholder but the company can change that rate according to current market values.

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