Most property insurance contracts have a coinsurance provision to:

a) ensure reimbursement for the full amount of covered losses.

Explanation:

Common in property insurance and health care, coinsurance aims to define the percentage the insurer has to pay after the deductible becomes satisfied.

In property insurance, this means that the insurer has the specified percentage of the total value covered (eligibility to have that part reimbursed).

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.