What is the "culture as an iceberg" metaphor referring to? the idea that being in an unknown culture seems cold or uncomfortable the need to break the ice when in a new cultural setting the idea that when observing a culture, certain things are obvious above the surface, but are only the tip of the iceberg the idea that you need to steer through new cultures to avoid crashing into icebergs

Anew firm is developing its business plan. it will require $615,000 of assets, and it projects $450,000 of sales and $355,000 of operating costs for the first year. management is reasonably sure of these numbers because of contracts with its customers and suppliers. it can borrow at a rate of 7.5%, but the bank requires it to have a tie of at least 4.0, and if the tie falls below this level the bank will call in the loan and the firm will go bankrupt. what is the maximum debt ratio the firm can use? (hint: find the maximum dollars of interest, then the debt that produces that interest, and then the related debt ratio.)a. 41.94%b. 44.15%c. 46.47%d. 48.92%e. 51.49%

When patey pontoons issued 4% bonds on january 1, 2018, with a face amount of $660,000, the market yield for bonds of similar risk and maturity was 5%. the bonds mature december 31, 2021 (4 years). interest is paid semiannually on june 30 and december 31?

Which of the following comes after a period of recession in the business cycle? a. stagflation b. a drought c. a boom d. recovery