Large accounting agencies typically have separate departments that deal with households, businesses, and governments. to better serve the needs of their clients, many of these accounting agencies use departmentalization.

a. functional
b. product
c. matrix
d. customer

Answer is option d, i.e. customer departmentalization.

Explanation:

In the customer departmentalization format, an organization has a separate department that deals with various issues of its customers and also serves them in a better way. Therefore, many large accounting agencies use this type of departmentalization that looks after the needs of its customers/clients.

answer; ///i believe that the correct answer is (a) it is the means by which a person earns money;

answer; (b) insider trading;