Alex did not have enough money in his checking account to cover a check that he wrote. the check bounced and he paid two fees–one to the bank and one to the store. he did have enough money in his savings account. what banking service could he have benefited from?

money order
direct deposit
overdraft protection
exchange money

overdraft protection

Explanation:

An overdraft is a type of credit facility offered by banks to designated account holders. The credit facility allows an account holder to continue withdrawing fund when the account balance is zero. An overdraft also always payments of a larger amount than the prevailing account balance.

Like other loans, an overdraft attracts interest and a fee per each overdraft.  The banks set a limit to the overdraft facility.  Overdraft protection allows a bank to process payments that it would otherwise reject.