When you're a saver, you want to any money you get, .
save; just in case
spend; because what's life without a party?
give away; because that's important to you
count; just to know how much you have at all times

answer:

e you a natural born spender or natural born saver? believe it or not, research suggests that—spender or saver—you may really be born that way.

in fact, a recent consumer report, showed that spending across all of america has gone up in the last few decades.

if you want to change your financial habits—say cut back on impulsive purchases and save a bit—what can you do?

a good start is to couple up with your counterpart.

ever noticed that among couples, one person’s often a saver and one’s a spender? it’s a good thing. when two spenders get together, it’s a recipe for financial trouble. meanwhile, two married savers may endure a very secure albeit boring lifetime together.

my parents are an example. my dad’s a saver, my mom’s a spender. my wife, lauren, and i are like this too…and i’m the spender.

but wait, aren’t i personal finance blogger? yes, yes. but i’m still a spender. despite my dad’s efforts to instill a saving ethic in me, when i got out on my own, i ended up more like my mom: spender. (maybe it is in my genes.) although i learned lessons from overspending, spent years repaying big debts, and now have created systems to pay myself first and invest a percentage of my income, when money comes in, my gut wants to spend it, not save it. i have to fight the urge to spend to put money in the bank. i’m a born spender.

and though lauren doesn’t set regular saving goals or always stay on top of things like her retirement savings, she’s a born saver. when lauren gets paid, she’s reluctant to spend her money, and usually doesn’t. for example, lauren could use some new clothes to replace casual outfits she’s had since college. she knows she could use new clothes. we have the money to afford new clothes. i give her time to go shopping for new clothes, offering to watch our daughter on weekends. she’ll go shopping for new clothes. and come back empty handed. she can’t bring herself to spend the money. she’s a born saver.

so when it comes time to make big financial decisions, lauren and i balance each other. when i want to hurry up and buy something, she suggests we hold off. when lauren balks at spending money we have on something that could really improve our life, she’s appreciative that i push us forward.

explanation:

answer; the cpi;