Insurance companies mainly acquire households' savings by offering checking and savings accounts. selling financial advice and related consulting services. offering policies in return for periodic premiums. selling stocks and bonds to them.

. offering policies in return for periodic premiums.

Explanation:

An insurance policy is a contract where the insurer(insurance- company) indemnifies the insured( the client) against losses arising from specific risks.  Consideration in this contract is the premiums the insured pays to the insurer.  Insurance policies are diverse and cover life, health, motor vehicles, home appliances and general properties.

An insurance company that insures a  household receives premiums as the cost of insurance.  Insurance premiums are payable every month, or as stipulated in the insurance policy.  The premiums that an insurance company collects forms a pool of resources. From this pool, the company pays compensation claims from customers and invest what remains.

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answera major piece of legislation affecting the financial industry and containing significant privacy provisions for individuals;