Carmen’s beauty salon has estimated monthly financing requirements for the next six months as follows: january $ 9,100 april $ 9,100 february 3,100 may 10,100 march 4,100 june 5,100 short-term financing will be utilized for the next six months. projected annual interest rates are: january 5 % april 12 % february 6 may 12 march 9 june 12 what long-term interest rate would represent a break-even point between using short-term financing and long-term financing? (round your monthly interest rate to 2 decimal places when expressed as a percent. round your interest payments to the nearest whole cent. input your answer as a percent rounded to 2 decimal places.)

Acolleague from the plant in germany has arrived at the chicago plant to share insights on a recent product line changeover implemented in germany. this changeover has saved thousands of euros at the german facility, but jim does not think it will work in the united states. jim feels that there is a completely different attitude towards work and innovation in the u.s., and in fact, thinks the german facility is technologically behind his plant. additionally, the colleague often mispronounces words when he speaks english, and doesn't dress appropriately for the u.s. office. he showed up to work on the plant floor in a formal suit and tie, with dress shoes that had a slippery sole. however, the colleague is a guest, and it is important that jim pretends to be interested. identify the listening barriers. check all that apply. thought speed grandstanding faking attention nonverbal distractions psychological barriers