Seng is a single mother struggling to raise her family with a low income. in 2006, the pension protection act was passed. this act will not seng, because, like 68% of working age americans, she:
a. can’t afford to contribute her part of this matching retirement plan.
b. doesn’t know that the act was passed.
c. spends too much on cheap consumer goods.
d. doesn’t have an employer-sponsored pension or retirement plan.

d. doesn’t have an employer-sponsored pension or retirement plan.

Explanation:

The Pension Protection Act provides for the benefit of employees, which is through their own and employer contributions.

This is a policy to provide benefit at times when the person turns old or is not physically fit to perform any job and this, provides pension in terms of money.

Here, if Seng being a single mother is not eligible for this, means that she did not had any employer who could sponsor her for such plan.

As this pension plan had to be sponsored by the employer Seng might did not had any employer.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.

i would prefer to go with the news article for nate, its recent and updated and stores a lot of information