You are planning on starting your own business in 18 months and you intend to purchase a new home. you have looked carefully at your budget and have determined that you can afford a piti of $900 per month. your banker has told you that you can easily qualify for a piti of $1,150 per month. which of the following is the most reasonable explanation for this discrepancy? a. your banker knows you really would be happier in a more expensive house. b. your banker is not aware of your other long-term financial goals. c. your banker's number is more accurate than your number. d. none of these is a reasonable explanation.