If you have credit cards that have a total credit limit of $5,000, and you have only $100 remaining before you reach your credit limit. your credit score will be effected

negatively
positively
not at all

Your credit score will be effected Not at all

Explanation:

Having a zero credit balance, for example, since you cover off your credit card consistently does not imply that the zero balance will be reflected in the report or that the zero parity will be utilized to figure your financial assessment.

The "credit card balance" will not be $0 when your card being reported to the credit departments on that day. For instance, if you make an acquisition of $100 on the fifth of the month and cover it on the seventeenth of the month, however, your credit report was refreshed on the twelfth; your "credit report" will not show a record of $0 balance.

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