Consider the following financial statements for bank of a and compute the following ratios. balance sheet ($ millions) assets liabilities & equity cash 850 deposits 6,475 securities 2,950 other borrowing 1,770 loans 4,500 equity 1,030 other 975 total 9,275 total 9,275 income statement interest income on loans 425 interest income on securities 295 interest expense 246 non-interest income 78 non-interest expense 112 provision for loan loss 35 taxes 115 net income 290

Select the word from the list that best fits the definition sometimes

You are head of the schwartz family endowment for the arts. you have decided to fund an arts school in the san francisco bay area in perpetuity. every 5 years, you will give the school $ 1 comma 000 comma 000. the first payment will occur 5 years from today. if the interest rate is 5.9 % per year, what is the present value of your gift?

For each of the following users of financial accounting information and managerial accounting information, specify whether the user would primarily use financial accounting information or managerial accounting information or both: 1. sec examiner 2. bookkeeping department 3. division controller 4. external auditor (public accounting firm) 5. loan officer at the company's bank 6. state tax agency auditor 7. board of directors 8. manager of the service department 9. wall street analyst 10. internal auditor 11. potential investors 12, current stockholders 13. reporter from the wall street journal 14. regional division managers