An insurance company is offering a new policy to its customers. typically, the policy is bought by a parent or grandparent for a child at the child’s birth. the details of the policy are as follows: the purchaser (say, the parent) makes the following six payments to the insurance company: first birthday: $ 940 second birthday: $ 940 third birthday: $ 1,040 fourth birthday: $ 1,040 fifth birthday: $ 1,140 sixth birthday: $ 1,140 after the child’s sixth birthday, no more payments are made. when the child reaches age 65, he or she receives $130,000. if the relevant interest rate is 9 percent for the first six years and 5 percent for all subsequent years, what is the value of the policy at the child's 65th birthday