Nadia was informed about the interest rate and fees before she opened her account with the bank. what act or right made sure she was informed?
1.equal credit opportunity act
2.the truth in lending act
3.expedited funds availability act
4.the truth in savings act

Which of these is an example of innovation?

Garrett is an executive vice president at samm hardware. he researches a proposal by a larger company, maximum hardware, to combine the two companies. by analyzing past performance, conducting focus groups, and interviewing maximum employees, garrett concludes that maximum has poor profit margins, sells shoddy merchandise, and treats customers poorly. what actions should garrett and samm hardware take? a. turn down the acquisition offer and prepare to resist a hostile takeover. b. attempt a friendly merger and use managerial hubris to improve results at maximum. c. welcome the acquisition and use knowledge transfer to impart sam hardware's management practices. d. do nothing; the two companies cannot combine without samm hardware's explicit consent.

The adjusted trial balance for china tea company at december 31, 2018, is presented below: