Which one of the following items should be included in a personal contract a. a sample contract from another person b. the stage of change when you finish c. the time of day you begin your plan d. the opinion of related specialists and experts

Option D regarding the opinion of third parties would not form part of an initial contract. There is no need for outside opinions on a personal contract, as by very definition a personal contract is something that you fill out independently.

Some disadvantages to leasing a car is that you are counting on someone to give you money every week or month depending on what you decided and if they don't have all of it well what if you needed that money now you as well have to pay not in full. a disadvantages to purchasing a new vehicle is if it is used then not all the time will absolutely everything work. its almost like a trail and era. although if it is a new car they will try to though all these specials and deals at you in your lease and it can be very overwhelming if you are not use to it.