In fall 2004, sears and kmart announced a merger of their operations. the new company, known as sears holdings, will be based at sears headquarters outside chicago. while the new company will operate both sears and kmart stores, "several hundred" kmarts will be converted to sears. the companies currently operate about 3,500 stores combined. kmart is known for its in-store special offers which it signals with blue lights. recently kmart has been losing ground to industry goliath wal-mart stores inc. the troy, michigan based kmart has a history stretching back more than 100 years from its start as kresge dime stores. to compete, kmart has introduced super k stores which offer thousands of name brand products for personal use, home and auto, as well as full service grocery stores.
(jackie sindrich and michael erman, "no sure way seen to keep kmart's blue light shining," reuters, aol online, january 4, 2002.
parija bhatnagar and chris isodore, "the kmart sears deal,"cnnmoney, money. cnn. com, november 17, 2004.)
a brand new super k store sends a direct mail piece to 500 households in a radius of one mile of the new store. in the flyer, the store announces the opening of its grocery department and offers several incentive specials including a free gallon of milk, a free loaf of bread and a dozen eggs to entice these potential customers to visit the store. this direct mail piece:
a. is paid for, mass mediated, and an attempt to persuade; therefore, it should be considered advertising.
b. is paid for and an attempt to persuade; however, it is only locally mediated and therefore cannot be considered advertising.
c. is not received by a large enough number of people to be considered advertising.
d. must be part of a larger campaign to be considered advertising.

the answer is either "loser" or "dumb*ss"

gods, i'm only joking, don't ban me.*

ell really, the setting was in franklin and lincoln visits franklin even after he moved to columbus, and he went to school

of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.