Kevin wants to lose 5 pounds of fat. he finds it hard to cut back on his eating, so he decides that he will walk an hour each day to burn more calories. how many extra calories must he expend to lose one pound of fat?

For losing or gaining weight, calories play an important role. If amount of calories you consume is more than you burn then you gain weight and if you eat less calories than you burn then you lose weight. 3,500 calories is equal to one pound of fat and to lose one pound of fat you would have to burn 3500 calories. So he would have to cut about 500 to 1000 calories as day form his diet to lose about 1 to 2 pounds of fat a week. For losing five pound of fat he would have to burn 17,500 calories in total to lose five pounds of fat. He can choose one month period and can attempt to lose one pound per week by having a calorie deficit diet and exercising.

of the three mortgage options that demarco and tanya have to choose from, the balloon payment mortgage would be their best option, over adjustable payment and fixed payment plans.ultimately, the balloon payment plan would save demarco and tanya overall, in interest, would cost less monthly, and they would only have to make these payments for 8 years, opposing to 30 years for adjustable or fixed payment plans. 

overall, demarco and tanya would save $80,811 if they chose balloon payments over fixed payments, and would save $116,711 if they choose balloon payments over adjustable payments. benefits with choosing fixed payments over adjustable payments is that, in the end, the payments will still be $836.30 a month, while with adjustable payments, the initial monthly payments will be $763.38 to $1082.70 a month, ultimately leading to a more costly purchase. benefits with choosing fixed payments over balloon payments are not present. benefits in choosing adjustable payments over is that it has a lower interest rate, and starts with lower monthly payments initially. benefits in choosing adjustable payments over balloon payments include a lower interest rate, and lower initial monthly payments. benefits in choosing balloon payments over fixed payments include lower interest rates, lower overall price, lower monthly payments, takes less time to pay off, and does not require a downpayment. benefits in choosing balloon payments over adjustable payments include, lower monthly payments (when averaged), takes less time to pay off, and lower overall price.

hence, option c, balloon payments, is the best option for demarco and tanya to make this purchase, for it will save them a minimum of $80811, and a maximum of $116,711.