People like ryan and aaron who risk time and money to start and manage a business are called

Entrepreneurs

In addition to risking and investing time and money to start and manage a business, entrepreneurs have an innate ability to identify a need for a new technology or invention. They then build a business by putting together all the resources (land, labour and capital) that are required to make a new technology or invention into a commercially viable (profitable) product.

Gamblers who play a game with cash if they lose they risk their time and cash if they win they can be rich and have enough cash for a business

no, a company likes to look at potential employees that are professional, well mannered, clean, honest, etc. don't show up looking/acting like a clown. (unless that's your job xd) hope this ! =^-^=

answer; lags, push the econ below the natural level of output;