The sapling of a pine tree grows to adulthood. what is the next step in its life cycle?

The correct answer is "Male and female cones".

Explanation:

Pine trees, as members of gymnosperm and conifers class, do not reproduce by using flowers or fruits. Pine trees reproduce by woody structures named cones, which function as both ovules (female) and pollens (male). Therefore, as part of their life cycle, pine trees produce male and female cones once they growth to adulthood.

what image you forgot to include it.

9.9 years

a = p(1 + rt) . . account balance after time t at rate r starting with principal p

3000 = 2500(1 + 0.0202t) . . filling in the given numbers

1.2 = 1 + 0.0202t . . divide by 2500

0.2 = 0.0202t . . . subtract 1

0.2/0.0202 = t ≈ 9.901

it will take about 9.9 years for the account balance to reach $3000.