Plz help me with this.

It is because of Evaporation. The wind evaporates the water on your skin which in turn absorbs the heat from your skin. Wind and heat both help to evaporate that water and hence you feel cold. Water evaporates from your skin using up your body heat.

Explanation:

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kelp are large brown algae that live in cool, relatively shallow waters close to the shore. they grow in dense groupings much like a forest on land. these underwater towers of kelp provide food and shelter for thousands of fish, invertebrates, and marine mammal species.

e) all of the above