Oscar claims that employee benefits have little impact on lifetime income so one should only consider a job with the largest salary. Which statement about his claim is true? He is correct because a larger salary would allow one to save more money for retirement. He is correct because benefits have no monetary value to an employee even though the employer may pay for them. He is incorrect because health insurance will save the employee money he could apply to retirement. He is incorrect because the employer gives the money for benefits directly to the employee so the employee can use the money as he wishes.