Answer this Riddle for me. You see a boat filled with people. It has not sunk, but when you look again you don’t see a single person on the boat. Why?

Describe one of your personality traits that you believe to be highly heritable and another trait that seems to be much less so. provide reasons for your answer, and explain why you would expect genetics to exert a greater impact on some personality traits than on others. 10. discuss at least 3 cultural/environmental factors that may influence behavior.

Because justin misses a few car payments, his car can be repossessed by mechanic? loan holder? insurance company? warranty company? i'm pretty sure it's the loan holder, not 100% sure though : ) in advance!

How does using a credit card impact your spending habits?